Achmea
Dutch insurance and financial services group founded in 1811, operating brands including Centraal Beheer, Interpolis and Zilveren Kruis, with a corporate startup studio, Achmea Impact Ventures, backing founders in health, work, sustainability and personal finance.
Achmea Impact Ventures is the corporate startup studio of Achmea, one of the largest insurance and financial services providers in the Netherlands. The unit backs founders building ventures in four thematic areas: health and well-being, future of work, sustainable behaviour, and healthy finances. Achmea was founded in 1811 and operates primarily in the Netherlands.
The parent group provides the balance sheet and distribution context for ventures built within the studio. Achmea serves approximately 10 million customers across brands including Centraal Beheer, Interpolis, Zilveren Kruis and FBTO, and reported premium volume of €27.5 billion, an operational result of €938 million and a net result of €1.2 billion in 2025. Assets under management stand at €260 billion and the solvency ratio at 193%. Business lines span health insurance, non-life insurance, pension and life insurance, investment management and reinsurance.
Strategy is organised around market leadership in health and non-life insurance, scalable growth in pension and life insurance, selective international expansion in retirement services, and sustainable value creation against societal challenges in health, mobility, finances, housing and work. Growth ambitions are targeted towards 2030. The group describes its founding principle as solidarity and frames its philosophy as Samen Leven - living together, in which everyone participates.