FIS Ventures

Haymaker Ventures has an ambitious vision for fintech. One could argue there’s never been an easier time to start a company. But there’s also never been a harder time to start a great company. We at Haymaker know the importance of staying intellectually nimble. As Mike Tyson famously said: “Everybody has a plan until they get punched in the mouth.” We believe that, done right, fintech not only offers more, faster, and cheaper choices, but also provides better choices. It allows individuals to start businesses, manage risk, participate in the global economy, and create opportunity where legacy financial services have failed. The potential for disruption is enormous, especially considering that many customers don’t have a lot of good financial choices to begin with. Coming out of the financial crisis, our team saw opportunity in a nascent industry built on new technology to tackle these problems. As COVID-19 drove more of the economy online, the result has been unprecedented investment and adoption in the space. Rather than adding marginal value to existing infrastructure, the next generation of fintech winners could command huge markets built on embedded fintech products and platforms that extend more broadly than traditional applications of financial services. These fintech winners will be defined by durability - commitment to being different in a way that lets them thrive across cycles and survive multiple economic regimes where others failed or gave up. Durable businesses require aggressive pivots, efficient operations, and nimble exploitation of new tactical opportunities. They require entrepreneurs that plan in decades and dream of changing the world: relentless and committed, cunning and wily, and just plain tough.

EMVC is innovating the “strategic seed” category. We invest in early-stage companies that are driving accelerated innovation and local growth in India and that have relevance globally. Our cross-border fund is led by a team of passionate investors and industry leaders with a track record success and a deep understanding of the trends and technologies that are disrupting the status quo in India and the world. Our Unique Approach EMVC is focused on financial services and adjacent technologies in India that are “leapfogging” developed markets and driving the massive transformation that’s underway in the world’s fastest-growing consumer economy. Our approach is simple: We get hands-on to support the very best entrepreneurs who are dedicated to building the new economy for the next billion digitally-empowered users, helping founders connect and grow with the most relevant international leaders and corporations in the world. We are a mix between startup lab, corporate VC, and strategy shop. We believe in results over hype and empowering brilliant minds with capital and connectivity. We help scale hyper-local context and global collaboration in sectors on the cusp of change.NEXT GENERATION PAYMENTS FINTECH & DATA INFRASTRUCTURE SAVINGS, INVESTMENTS, & PERSONAL FINANCE INSURTECH SMALL BUSINESS 2.0 DECENTRALIZED ECONOMY DIGITAL TOOLS FOR FINANCIAL INSTITUTIONS NEXT-WAVE FINANCIAL INCLUSION

It targets disruptive technologies that have the potential to impact ING’s business and ensure customers and clients get access to best-in-class services. Based in Amsterdam but shadowing ING’s geographic footprint of 41 countries, ING Ventures is a €350 million fund that not only drives innovation within ING, but also helps entrepreneurs with hands-on support, know-how, scaling expertise and access to our distribution network. Who/what: €350m fund to support the acceleration of ING’s innovation strategy Strategy: Hands-on investor targeting growth stage (Series A/B) ventures Focus: Global mandate concentrating on fintech and adjacent markets Initial ticket size: €250k – €10m with capacity to support in follow-on rounds How we add valueGrowth: Access to a broad international distribution network of around 40m clients across 41 countries Expertise: In-depth product expertise and market know-how to help entrepreneurs scale their business Support: Hands-on support with operational challenges, business operations and corporate governance

With an agile and flexible structure, Itaú Ventures was created with the objective of bringing investment management even closer to the bank’s operational and strategic needs. Under the leadership of Philippe Schlumpf, superintendent of Itaú Ventures, the fund will have a dedicated team and will be linked to the Proprietary Business Executive Board of Itaú Unibanco. Itaú Ventures Highlights: Initially committed amount of R$500 million under management, with forecast to allocate R$250 million in two years Investment ticket starting from R$20 million Focus on Brazilian and Latin American startups Strategic investment areas: Payments, Wealth, Insurance, Credit, Cybersecurity, Financial Services, UX, Infrastructure and Artificial Intelligence Performance aligned with the bank’s strategic priorities Close monitoring of investments and knowledge sharing

Leveraging the power of RBI, our vision is to become the leading Corporate Venture Capital growth partner for Fintechs in CEE. Our investment approach We believe in the maturing CEE tech ecosystem. With our experienced team, we are looking to back outstanding Fintech startups in the CEE region. Harnessing RBI Group’s expertise, CEE network and corporate strength we will help the startups scale across CEE and beyond to become industry leaders. Our investment focus includes, but is not limited to, the following criteria: Industry: Fintech and related enabling technology Geography: Central & Eastern Europe Team: Highly motivated exceptional founders Target stages: Late Seed, Series A, early Series B Ticket size: Up to € 3 mn Target stake: Up to 25% Advantages of working with Elevator Ventures We strongly believe in the Smart Money approach. Elevator Ventures brings not only the financial resources and funding, but also deep know-how of the financial industry and banking expertise, support and collaboration opportunities. Our portfolio companies gain access to the broad range of resources and market insights offered by local partner network of RBI Group to enable continuous growth. Our ties to every country of RBI home market in Central- and Eastern Europe are the perfect basis for an expansion into this dynamic region and beyond. Benefits with RBI RBI regards Austria, where it is a leading corporate and investment bank, as well as Central and Eastern Europe (CEE) as its home market. 13 markets in the region are covered by subsidiary banks, the Group also comprises numerous other financial services providers, for instance in the field of leasing, asset management, factoring and M&A. In total, almost 47,000 RBI employees serve 16.7 million customers in more than 2,000 business outlets, the vast majority of which are in CEE. RBI AG shares have been listed on the Vienna Stock Exchange since 2005.

Our name says it all - we identify and invest in the leading bank technology companies, and are deeply entrenched in community banking to make sure the companies work effectively with our banks to deliver maximum value and impact. The ecosystem we’ve developed is our greatest strength and is why 100+ leading community banks have joined us, and also why leading technology entrepreneurs work with us.