First Circle Capital

Dedication, Sweat and Tears. The life of a champion and the realities of entrepreneurship. Founders face many of the same life changing experiences and emotions as athletes. Much like luge racers, founders moving fast, encounter sudden twists and turns , and have to plan their course while in motion. They have to manage risk, overcome fear and thrive on an insatiable desire to win. They strategize, compete with all their energy and push beyond their limits. At Luge Capital, we seek these rare trailblazers in the financial industry. We help these daring and crazy entrepreneurs build global fintech champions. We invest in Seed and Series A, when companies are still planning their course. We believe we can help most by getting involved early, when you can’t see the finish line and the odds are not always in your favor. We’re in the trenches with you from the beginning, when you need us, using every tool in our arsenal. When we invest, it’s for the long term. Your success is our success. Great teams can do great things. We seek passionate teams who are eager to challenge the norms with better ways of delivering financial services, who think big, whose ambition is to solve real problems that affect people globally. We seek out the resilient ones, the agile and the relentlessly optimistic. We search for those who have unique insight about a global market and an unfair advantage. As founders, operators, and investors, we know what it means to walk in your shoes. We understand the sacrifice and dedication it takes to build a global champion. The journey is tough and sometimes lonely. We believe in treating your team the same way we treat ours: with respect, transparency, honesty, and empathy. To help portfolio companies grow, we collaborate with world-renowned financial institutions and investors that provide industry insights and resources. Our strategic LPs can become customers, partners, advisors, co-investors and even future acquirers of our portfolio companies.

Aduna Capital is a visionary investment firm dedicated to unlocking the transformative potential of African startups. Our mission Our mission is to empower the next generation of African innovators by providing them with the capital, guidance, and network they need to succeed. We focus on early-stage, tech-enabled startups with the potential to scale and bring about positive change. Our vision At Aduna Capital, we envision a thriving African entrepreneurial ecosystem where innovative startups have the resources they need to scale and impact the global market. We believe in the transformative power of technology and entrepreneurship to drive economic growth and improve lives across the continent. Unlocking the transformative potential of African startups through visionary investmentsInnovation: Championing cutting-edge solutions. Integrity: Upholding transparency and ethical investment practices. Impact: Committing to long-term, sustainable development. Inclusivity: Ensuring diverse representation and equitable opportunities.

Byld Ventures is an early-stage fintech fund backing the best founders in the Middle East and Africa. WHO WE AREWE LOVE WHAT WE DO: We are your most responsive investor. WE ARE COMPETITIVE: We resemble the founders with whom we back: restless with an abnormal desire to win. WE ARE OPTIMISTIC: We’re comfortable with the unknowable’s and focus on what can go right, as opposed to what can go wrong. HOW WE INVESTWE INVEST EARLY: In most instances, before a line of code has been written. WE ARE NIMBLE: We prefer to lead rounds. We move quickly and avoid unnecessary diligence. WE ARE ACTIVE: We tend to work best with technical and resourceful founders that are yet to ship.

We’re committed to helping visionary founders and operators bring their innovative ideas to life. We’re passionate about the transformational power of technology in the financial sector. We believe that by providing the necessary resources and guidance, we can help entrepreneurs drive economic prosperity and create positive change in the world. Whether you’re a seasoned entrepreneur or just starting out, Start Ventures is here to help you turn your vision into reality. Join us on our mission to transform the financial sector. Your team might be the next big thing Passion and boldness are essential traits to any successful entrepreneur. We are here to support your vision and help you scale your business, but the ambition must come from within. We seek out and back visionary founders who think big and are driven to turn their ideas into reality. By leveraging our network, resources, and expertise, we help bring your vision to life and unlock your company’s true potential. You might be the next big thing. Your technology might be the next big thing Transformation is crucial. We support ideas that are born to solve a problem, with an innovative solution based on technology’s greatest potential. We believe startups are at the forefront of innovation, and we are proud to be a part of that movement. Our investment thesis is dictated by what we believe in, and we put a lot of effort in where we can add value from there: Sector expertise and network Our sector focus, deep domain knowledge, extensive network, and hands-on approach are all designed to fuel the growth of our portfolio companies and help them achieve outsized returns. With a strong presence in the financial sector’s ecosystem, we’re uniquely positioned to help pilot your projects and accelerate your first sales. Our LP network and beyond provides a vast array of potential partners and customers, giving your company the exposure it needs to succeed. Hands-on approach We believe in working closely with our portfolio companies every step of the way, from ideation to exit. Our team is dedicated to providing guidance, support, and resources to help you navigate the challenges of growing a successful business. We’ll work closely with you to develop a clear roadmap for success and provide ongoing support every step of the way. Support a soft landing in the EU or US, with turn-key R&D and operational solutions Principled early-stage investment strategy We invest in companies that are on the verge of finding product-market fit. Early-stage companies are poised for significant growth and success, and we’re committed to helping them get there. Sales cycles can be long in the financial industry, but we see this as an opportunity to create a sustainable competitive advantage for winners. By carefully analyzing your economics and providing critical support, we’ll help navigate these challenges and position your company for success. Global Operators We believe in the power of global companies and our team has proven track record of helping early-stage companies achieve global success. One of our key advantages is our privileged access to cost-effective talent. We understand how crucial it is to have a skilled team in place, and we’re committed to helping our portfolio companies access the resources they need to build world-class products and services.

Companisto is the investment platform for startups and growth companies. Business angels and investors participate in groundbreaking innovations, promising companies, and ideas that write history through venture capital. As a fintech company, we stand for lean processes, specialized knowledge, and efficient solutions. We are the driver of innovation in the field of professional online corporate finance. In a diverse society, we assume responsibility for the founding culture in Germany and Europe. Pioneering Spirit Pioneering spirit as we understand it is the uncompromising urge and determination to explore new paths to success. Pioneers take risks. Not everyone achieves their goal. But those who succeed have the potential to create great things. Pioneering spirit develops in outstanding teams and through special personalities. Promising business ideas arise from creativity, assertiveness, and initiative. The ability to turn these ideas into product or process innovations makes it possible to open up new markets. This is the cornerstone for the successful companies of tomorrow. Companisto is the partner of pioneers.

Better Tomorrow Ventures (BTV, www.btv.vc) is a fintech-focused VC firm that leads rounds in early-stage companies. With deep sector expertise, a hands-on approach, and a global perspective, we don’t just invest - we partner, mentor, and roll up our sleeves to help founders build the next big problem-solving idea. We invest in the best people - the founders who we back and the people on our team. We think of BTV as a startup that writes checks instead of code. Working on this team guarantees the experience of being a part of a driven, supportive, highly skillful team, learning and growing in all directions, and making an impact on the global democratization of money access and usage.